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Fintech startups that raised a pre-seed round

Updated 23 Oct 2026

4,893
Companies
$2.4B
Last round total
100
Rows shown

Full list: 4,893 Fintech startups that raised a pre-seed round, with website, founding year, employees, location, sectors, funding stage, last round, total raised and investors. CSV, $29 one-time.

Latest rounds

Most recent round first
100 rows
# Company Round Amount Date City Sector
1 Matters Pre-seed $5.0M 2026-10-15 Stockholm Fintech
2 Advisory List Pre-seed $40K 2026-10-14 Encinitas Fintech
3 ADA Payments Technologies Pre-seed $35K 2026-10-14 Manhattan Beach Fintech
4 MYCA SYSTEMS PRIVATE LIMITED Pre-seed $1.3M 2026-10-07 bangalore-karnataka Artificial intelligence
5 Cloud9 Money Pre-seed $500K 2026-10-07 Nairobi Fintech
6 NUBA TECHNOLOGIES LTD Pre-seed $425K 2026-10-06 London Commerce
7 Ardeevo Pre-seed $168K 2026-10-05 Italy Fintech
8 MetisJean Pre-seed $3.0M 2026-10-01 Dubai Artificial intelligence
9 Computis Pre-seed $2.2M 2026-10-01 Milan Artificial intelligence
10 Corbenic AI Pre-seed 2026-10-01 Bruges Artificial intelligence
11 Fronte Pre-seed 2026-10-01 Bogotá Fintech
12 Hseeltech Pre-seed 2026-10-01 Riyadh Fintech
13 ClearOffice Pre-seed $112K 2026-09-30 Fairfax Artificial intelligence
14 Elio Mortgage Pre-seed $5.1M 2026-09-29 Port St. Lucie Fintech
15 Orca Advisor Pre-seed $25K 2026-09-29 Bellefontaine Fintech
16 cashew Pre-seed 2026-09-28 Singapore Artificial intelligence
17 Converus AI Pre-seed $20K 2026-09-25 Lehi Artificial intelligence
18 Recover Pre-seed 2026-09-25 New York Fintech
19 Duqu Pre-seed $1.7M 2026-09-24 Amsterdam Fintech
20 Blackbird Finance Pre-seed $35K 2026-09-24 Hyderabad Fintech
21 Benford Pre-seed $5.7M 2026-09-22 London Fintech
22 Budgie Pre-seed $90K 2026-09-22 Newark Artificial intelligence
23 OpenDebt Pre-seed $1.4M 2026-09-21 Sydney Artificial intelligence
24 Talmal Pre-seed 2026-09-20 Riyadh Fintech
25 Noctula Risk Pre-seed 2026-09-20 Istanbul Artificial intelligence
26 Marx Finance Pre-seed 2026-09-18 Artificial intelligence
27 tenka Pre-seed $2.0M 2026-09-17 London Fintech
28 Stocks Sena Pre-seed $232K 2026-09-17 New Delhi Fintech
29 quartz Pre-seed $3.7M 2026-09-16 London Commerce
30 JustSolve Pre-seed $3.5M 2026-09-16 Milan Artificial intelligence
31 sensoriz Pre-seed $39K 2026-09-16 Barueri Fintech
32 depotcharge Pre-seed $3.1M 2026-09-15 Munich Commerce
33 PaySika Pre-seed $200K 2026-09-15 Toulouse Fintech
34 Axis Mundi Technologies Pre-seed $148K 2026-09-15 Wilmington Fintech
35 Flottando Technologies Pre-seed 2026-09-13 Geneva Artificial intelligence
36 NxtFi Pre-seed 2026-09-11 Dubai Fintech
37 PRINCEPS DEV LTD Pre-seed $500K 2026-09-10 London Artificial intelligence
38 Prodigy Research Pre-seed $500K 2026-09-10 San Francisco Artificial intelligence
39 Insurf Pre-seed $500K 2026-09-10 Providence Artificial intelligence
40 Rindler Pre-seed $500K 2026-09-10 Boston Artificial intelligence
41 Luca IQ Pre-seed $500K 2026-09-10 Boston Artificial intelligence
42 Financial Datasets Pre-seed $500K 2026-09-10 New York Artificial intelligence
43 tash Pre-seed $500K 2026-09-10 San Francisco Fintech
44 DeMitchell Technology Inc. Pre-seed $1K 2026-09-10 Boston Artificial intelligence
45 Rational Pre-seed $500K 2026-09-09 San Francisco Artificial intelligence
46 Veridue Pre-seed $4.0M 2026-09-08 London Artificial intelligence
47 umbra ai Pre-seed 2026-09-08 Amsterdam Fintech
48 FOPSAI Pre-seed 2026-09-08 London Artificial intelligence
49 BUD Analytics Pre-seed $780K 2026-09-03 Tel Aviv Fintech
50 Glimmer AB Pre-seed 2026-09-03 Stockholm Fintech
51 GLJA EUROPE Pre-seed 2026-09-02 Prague Artificial intelligence
52 SyntrofAI Pre-seed $2.0M 2026-09-01 Singapore Artificial intelligence
53 Xybern Pre-seed $200K 2026-09-01 London Artificial intelligence
54 Allorca Pre-seed 2026-09-01 San Francisco Artificial intelligence
55 DynaTax AI Pre-seed 2026-09-01 Amarillo Artificial intelligence
56 Covera Agents Pre-seed 2026-09-01 Artificial intelligence
57 Daf3 Pre-seed 2026-09-01 Jubail Fintech
58 Qterra Pre-seed 2026-09-01 New York Artificial intelligence
59 Prescience Pre-seed $100K 2026-08-28 San Francisco Artificial intelligence
60 Climingo Pre-seed $394K 2026-08-27 London Artificial intelligence
61 Welthy Pre-seed $25K 2026-08-26 Miami Fintech
62 Repodo Pre-seed $9.6M 2026-08-25 Copenhagen Artificial intelligence
63 Solace Care Pre-seed $2.5M 2026-08-25 Stockholm Artificial intelligence
64 Roostoo Pre-seed $500K 2026-08-25 Los Angeles Artificial intelligence
65 XHunt Pre-seed $500K 2026-08-25 Cyberport Fintech
66 Nara Pre-seed $500K 2026-08-25 Fintech
67 Spectre Intelligence Pre-seed $500K 2026-08-25 San Francisco Artificial intelligence
68 Alloco Fi Pre-seed $150K 2026-08-25 Fintech
69 TaxAssembly Pre-seed $25K 2026-08-25 Weir Education
70 ClearPath AI Pre-seed $1.4M 2026-08-24 London Artificial intelligence
71 Verascient Pre-seed $1.2M 2026-08-24 London Artificial intelligence
72 Last Accounting Company Pre-seed $500K 2026-08-24 Helsinki Artificial intelligence
73 Audun Pre-seed $500K 2026-08-24 Oslo Artificial intelligence
74 Grabit Pod Pre-seed $75K 2026-08-24 Massapequa Commerce
75 Callbook AI Pre-seed $500K 2026-08-22 San Francisco Artificial intelligence
76 Saveit Pre-seed $55K 2026-08-22 Noida Commerce
77 Hera Protocol Ltd. Pre-seed 2026-08-22 London Fintech
78 CoverSavvy Pre-seed $100K 2026-08-21 Austin Fintech
79 Computable Pre-seed $500K 2026-08-20 New York Artificial intelligence
80 DeFi AI Technologies Pre-seed 2026-08-20 Pembroke Pines Fintech
81 Hands Technologies Inc Pre-seed $25K 2026-08-19 Fintech
82 Pensata Pre-seed $246K 2026-08-18 Dover Artificial intelligence
83 Pouchers Pre-seed $500K 2026-08-17 Lagos Fintech
84 Provenance Pre-seed $600K 2026-08-16 San Francisco Fintech
85 Finley Pre-seed $1.9M 2026-08-14 Wilmington Artificial intelligence
86 Risklytics Pre-seed $500K 2026-08-13 San Francisco Artificial intelligence
87 Pennant AI Pre-seed $500K 2026-08-12 New York Artificial intelligence
88 Cobi Pre-seed $1.0M 2026-08-11 Dubai Artificial intelligence
89 Vecton AI Pre-seed $629K 2026-08-11 bangalore-karnataka Artificial intelligence
90 Levocred AI Pre-seed $500K 2026-08-11 San Francisco Artificial intelligence
91 Async Pre-seed $500K 2026-08-10 San Francisco Artificial intelligence
92 Pacific Pre-seed $500K 2026-08-10 San Francisco Artificial intelligence
93 Soor Insurance Pre-seed 2026-08-07 Manama Fintech
94 Inevitable AI Group Pre-seed $6.0M 2026-08-06 San Mateo Artificial intelligence
95 Arbital Pre-seed $500K 2026-08-05 San Francisco Fintech
96 Ninopay Pre-seed $283K 2026-08-05 London Fintech
97 Aderis Pre-seed 2026-08-03 Kilchberg Fintech
98 Compi Pre-seed $750K 2026-08-01 Istanbul Artificial intelligence
99 Aureum Pre-seed $337K 2026-08-01 London Artificial intelligence
100 Yo-Do Software Corp Pre-seed $55K 2026-08-01 New York Education

Table 1. The 100 most recent rounds. Source: FundingWatcher. Data as of 23 October 2026. Base: 4,893.

Largest rounds

Largest round first
100 rows
# Company Round Amount Date City Sector
1 Homz Global Pre-seed $50.0M 2023-03-01 Frisco Fintech
2 Nifty Island Pre-seed $20.0M 2021-10-01 Austin Fintech
3 Cymbal Pre-seed $18.5M 2023-01-19 Menlo Park Fintech
4 Pillar Pre-seed $16.9M 2022-04-21 Peterborough Fintech
5 Wize Pre-seed $16.0M 2023-11-15 Dubai Fintech
6 Autonomous Technologies Group Pre-seed $15.0M 2026-01-07 New York Artificial intelligence
7 Clove Pre-seed $14.0M 2025-10-14 London Fintech
8 Tria Pre-seed $12.0M 2025-10-14 New York Fintech
9 Global Settlement Network Pre-seed $11.0M 2026-05-06 Abu Dhabi Fintech
10 Altius Labs Pre-seed $11.0M 2025-02-18 New York Fintech
11 Epic Markets Pre-seed $10.0M 2026-07-21 New York Fintech
12 OPUS Pre-seed $10.0M 2026-03-25 Carlsbad Fintech
13 UPFRONT Pre-seed $10.0M 2025-10-01 Dubai Fintech
14 Stocks To Buy Now AI Pre-seed $10.0M 2024-12-01 London Artificial intelligence
15 Bancoli Pre-seed $10.0M 2022-09-25 Austin Fintech
16 CashApp Pre-seed $10.0M 2018-04-04 New York Commerce
17 Purchase Cash App Accounts Pre-seed $10.0M 2018-04-04 San Francisco Commerce
18 Leatherback Pre-seed $9.9M 2022-04-05 London Fintech
19 Cicada Pre-seed $9.7M 2023-10-04 Boston Fintech
20 Repodo Pre-seed $9.6M 2026-08-25 Copenhagen Artificial intelligence
21 Hexagate Pre-seed $8.6M 2022-05-01 Tel Aviv Fintech
22 Ravical Pre-seed $8.3M 2025-05-21 ghent-oost-vlaanderen Artificial intelligence
23 Tuba Pre-seed $8.0M 2025-05-01 Riyadh Fintech
24 Timor Magna Corp. Pre-seed $8.0M 2025-01-02 Casper Fintech
25 SatLayer Pre-seed $8.0M 2024-08-21 Singapore Fintech
26 Vincere Trading Pre-seed $8.0M 2024-02-10 Lake Forest Fintech
27 Human Pre-seed $7.3M 2025-02-10 San Francisco Artificial intelligence
28 Neverless Pre-seed $6.7M 2022-09-30 London Fintech
29 MNX Pre-seed $6.4M 2026-06-10 San Francisco Artificial intelligence
30 SwiftXccess Pre-seed $6.2M 2023-05-01 London Fintech
31 Xaver Pre-seed $6.2M 2024-03-19 Cologne Artificial intelligence
32 Wally Pre-seed $6.1M 2022-09-01 San Francisco Artificial intelligence
33 Inevitable AI Group Pre-seed $6.0M 2026-08-06 San Mateo Artificial intelligence
34 MarvelX Pre-seed $6.0M 2025-05-13 Amsterdam Artificial intelligence
35 WhenThen Pre-seed $5.9M 2021-07-21 Dublin Fintech
36 White Exchange Pre-seed $5.8M 2021-10-11 Milan Fintech
37 Benford Pre-seed $5.7M 2026-09-22 London Fintech
38 KeynesPay Pre-seed $5.5M 2024-02-16 New York Fintech
39 RSVB B.V. Pre-seed $5.4M 2022-12-30 Heemstede Fintech
40 Kaya Pay Pre-seed $5.3M 2025-01-22 Columbus Artificial intelligence
41 UpBanx Pre-seed $5.2M 2022-01-02 Jakarta Fintech
42 Elio Mortgage Pre-seed $5.1M 2026-09-29 Port St. Lucie Fintech
43 Matters Pre-seed $5.0M 2026-10-15 Stockholm Fintech
44 SVCV Pre-seed $5.0M 2026-07-31 New City Commerce
45 Grand Pre-seed $5.0M 2026-03-26 Dublin Fintech
46 Megapot Pre-seed $5.0M 2026-03-26 Orange Walk Fintech
47 Jarsy Pre-seed $5.0M 2025-06-26 Palo Alto Commerce
48 Spekter Games Pre-seed $5.0M 2025-06-26 San Francisco Fintech
49 Zealti Pre-seed $5.0M 2025-06-09 New York Fintech
50 ARGO AI Pre-seed $5.0M 2024-11-01 London Artificial intelligence
51 Pursuit Funds Pre-seed $5.0M 2024-10-28 Greenwich Fintech
52 Fantasy Legend TIR Pre-seed $5.0M 2024-04-05 Fintech
53 Moola Pre-seed $5.0M 2024-03-01 Naples Education
54 Zurp Pre-seed $5.0M 2023-01-24 Miami Fintech
55 GFX TECH Pre-seed $5.0M 2023-01-18 San Francisco Artificial intelligence
56 Headquarters Pre-seed $5.0M 2022-09-21 Singapore Fintech
57 Noba Pre-seed $5.0M 2022-08-15 Miami Fintech
58 MoreGrowth Pre-seed $5.0M 2022-07-27 Warsaw Fintech
59 R Planet Pre-seed $5.0M 2022-06-28 Medicine Hat Fintech
60 Blue Pre-seed $5.0M 2021-11-01 Mumbai Fintech
61 ooblee Pre-seed $4.7M 2021-08-01 Berlin Commerce
62 Afori Pre-seed $4.6M 2025-10-14 Barcelona Artificial intelligence
63 Coverwatch Pre-seed $4.5M 2026-07-23 San Francisco Fintech
64 worm.wtf Pre-seed $4.5M 2025-12-17 Artificial intelligence
65 Internet Backyard Pre-seed $4.5M 2025-12-08 San Francisco Artificial intelligence
66 Splash Pre-seed $4.5M 2024-04-06 San Diego Fintech
67 Utoppia Pre-seed $4.5M 2021-12-01 San Francisco Fintech
68 Tradar Pre-seed $4.4M 2023-06-27 Munich Fintech
69 Kabilio Pre-seed $4.4M 2025-11-05 Barcelona Artificial intelligence
70 Binderr Pre-seed $4.3M 2024-04-01 Naxxar Commerce
71 Sumary Pre-seed $4.2M 2025-11-18 Copenhagen Artificial intelligence
72 Further Pre-seed $4.1M 2024-11-01 Washington Fintech
73 ProCredit Pre-seed $4.1M 2024-02-26 Makati Fintech
74 Veridue Pre-seed $4.0M 2026-09-08 London Artificial intelligence
75 Templar Protocol Pre-seed $4.0M 2025-03-13 Fintech
76 Orbi Pre-seed $4.0M 2022-06-01 Mexico City Fintech
77 Sunfish Technologies Pre-seed $4.0M 2022-05-02 Los Angeles Fintech
78 Metaforo Pre-seed $4.0M 2022-03-31 Los Angeles Fintech
79 Casava Pre-seed $4.0M 2022-02-02 Ikoyi Fintech
80 Rotamundos Pre-seed $4.0M 2020-07-23 Miami Fintech
81 Great Ocean Guoxin (Malaysia) Sdn Bhd Pre-seed $4.0M 2020-05-03 Kuala Lumpur Artificial intelligence
82 Finperks Pre-seed $3.9M 2026-03-11 Berlin Fintech
83 Wind.app Pre-seed $3.8M 2023-11-14 Singapore Fintech
84 IDEAL Indonesia Pre-seed $3.8M 2022-07-27 Jakarta Fintech
85 TIFIN India Pre-seed $3.8M 2024-10-16 Boulder Artificial intelligence
86 House Numbers Pre-seed $3.8M 2023-07-11 Reno Artificial intelligence
87 Xumi Pre-seed $3.7M 2017-01-03 Vancouver Fintech
88 DKK Partners Pre-seed $3.7M 2023-09-19 London Fintech
89 quartz Pre-seed $3.7M 2026-09-16 London Commerce
90 Sudo Pre-seed $3.7M 2022-03-02 Kaduna Fintech
91 tread.fi Pre-seed $3.5M 2024-07-10 New York Fintech
92 Zealy Pre-seed $3.5M 2023-04-03 Paris Fintech
93 Nestment Pre-seed $3.5M 2023-02-21 San Francisco Fintech
94 Volume Pre-seed $3.5M 2022-06-15 Berkeley Fintech
95 TAGS Pre-seed $3.5M 2022-04-07 Calabasas Commerce
96 Glim Pre-seed $3.5M 2025-02-13 Bogotá Fintech
97 JustSolve Pre-seed $3.5M 2026-09-16 Milan Artificial intelligence
98 Muffin Pre-seed $3.4M 2024-06-25 turin-piemonte Fintech
99 Housecat Pre-seed $3.4M 2022-02-16 Zug Fintech
100 Tranched Pre-seed $3.4M 2024-11-12 London Fintech

Table 2. The 100 largest rounds. Source: FundingWatcher. Data as of 23 October 2026. Base: 4,893.

By month

MonthCompanies
2024-1138
2024-1252
2025-0176
2025-0254
2025-0366
2025-0436
2025-0557
2025-0652
2025-0743
2025-0842
2025-0958
2025-1051
2025-1127
2025-1250
2026-0139
2026-0246
2026-0352
2026-0435
2026-0533
2026-0673
2026-0736
2026-0846
2026-0946
2026-1012

Table 3. Fintech startups that raised a pre-seed round by month of the round. Source: FundingWatcher. Data as of 23 October 2026. Base: 4,893.

Country

CountryCompanies
United States1,921
United Kingdom428
India207
Canada163
Brazil156
Singapore133
Nigeria118
Germany104
United Arab Emirates90
Spain76
Australia73
France73
Mexico64
Colombia58
Switzerland58

Table 4. Fintech startups that raised a pre-seed round by country. Source: FundingWatcher. Data as of 23 October 2026. Base: 4,893.

City

CityCompanies
London363
San Francisco332
New York307
Singapore133
Dubai77
Toronto73
São Paulo73
Miami72
Lagos71
Los Angeles69
bangalore-karnataka67
Austin64
Berlin48
Bogotá46
Paris45

Table 5. Fintech startups that raised a pre-seed round by city. Source: FundingWatcher. Data as of 23 October 2026. Base: 4,893.

Sector

SectorCompanies
Fintech4,893
Software2,912
Artificial intelligence865
Commerce405
Health care191
Education145
Hardware138
Cybersecurity137
Energy45
Biotech15

Table 6. Fintech startups that raised a pre-seed round by sector. Source: FundingWatcher. Data as of 23 October 2026. Base: 4,893.

Fintech at other stages

Other sectors that raised a pre-seed round

Cite: FundingWatcher, 4,893 fintech companies whose most recent round is a pre-seed round, 23 October 2026. https://fundingwatcher.com/startups/fintech/pre-seed/